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  • What Are You Optimizing For?
    Here’s a scenario I bet you’ve encountered: You’re on your way home. It’s a familiar route. You’ve done this trip hundreds or thousands of times. Your mind drifts to other parts of your day. You think about the grocery list, the latest challenge with work or the kids. The next thing you know, you’re home. You don’t remember the commute. You don’t remember the turns, the signs, or the stops. You know they happened and you feel like you were rea
     

What Are You Optimizing For?

11 June 2019 at 11:58

Here’s a scenario I bet you’ve encountered:

You’re on your way home. It’s a familiar route. You’ve done this trip hundreds or thousands of times.

Your mind drifts to other parts of your day. You think about the grocery list, the latest challenge with work or the kids.

The next thing you know, you’re home.

You don’t remember the commute. You don’t remember the turns, the signs, or the stops. You know they happened and you feel like you were reasonably safe, but you must admit that you were, in essence, on autopilot.

Why do we end up on autopilot? Certainly getting home safely is important to us. The last thing any of us wants is to get in a car accident or to hit a pedestrian.

Here’s my theory - subconsciously, we’re making a decision to optimize. We know we only have so many minutes in the day. We can’t avoid the commute, so we choose to optimize our time by balancing a “sufficient” amount of attention to the road with the rest on other priorities.

If we can give enough attention to driving, isn’t it the best of both worlds to be able to mentally prepare for other parts of our day as well?

Optimizing is a driving force in our day. We optimize our time. We optimize our money. We optimize our skills, our talents, and our relationships.

When Optimization Goes Wrong

But optimization has a dark side. When we let our optimization be subconscious (instead of conscious), we run the risk of optimizing for the wrong things and getting further away from the life we really want.

Optimizing your time on the road might be worth the safety tradeoff if you’re spending that time figuring out a cure to a debilitating disease. But is it worth getting into an accident because you were trying to decide whether your Instagram photo of tonight’s tacos would look better with white or orange cheddar?

You see, optimizing on autopilot is risky; especially when you’ve got celebrities, carefully curated social media profiles, and advertising telling you what you’re “supposed” to value.

When you start combining subconscious optimizing with “adopted” values from others, you can quickly find your life spinning in the wrong direction.

Modern Society’s Preferred Optimizations

So what do those celebs, influencers, and marketers tell you to optimize for?

Two big ones come to mind, both of which are recipes for failure.

First, they tell you to optimize for your “image”. You’re told to optimize for how others perceive you. Get this car and people will think X. Wear these clothes and you’ll give the appearance that you’re Y.

But if you optimize for your image, you’re optimizing on other peoples’ perceptions instead of your own. You’re inherently placing your personal value in what other people think of you, which is something you should never optimize for.

Your worth isn’t defined by what other people think. It’s not even defined by what you think. God loves you and no matter how poor your image (self or otherwise) is. God determined your worth a long time ago and no one can take that away.

Second, society will tell you to optimize for convenience.

Between fast food, internet shopping with 2-day delivery, on-demand streaming, and instant answers from your phone (or a digital assistant sitting in your living room), we’ve been trained to think that convenience is king.

But is our ultimate goal on this planet to “get things easily?” Is that what you want on your tombstone?

Here Lies Chris
Loving husband and father
Found innovative ways to avoid lifting a finger
Rest in peace

Come on! God made you for bigger and better things than finding the easiest and fastest way to satisfy your compulsions.

I had a beer with one of our readers the other week (BTW, this is something I’m highly for and would love to do with any of you that are swinging by Madison, WI) and he shared a great example of how he and his family flipped convenience on its head and found a much better thing to optimize for.

Here’s the rundown:

Their family has three kids (one college, one high school, one middle school) and two working parents. Their college-aged son is home for the summer and working a second-shift internship on the other side of town. With only 2 cars, transportation can get a little bit tricky.

The convenient solution would be to buy another car - even a junker - to help ensure that transportation is easy for everyone. But this family knows that convenient doesn’t necessarily mean best, so they came up with another approach.

Every morning, the dad drives to work. When the son needs to head to work in the afternoon, he rides his bike to his dad’s office. When he gets there, he drops off the bike and takes the car the rest of the way to his second-shift job. When the dad finishes work, he rides the bike home. When the son finishes work (late at night), he drives the whole way back.

Is this convenient? Definitely no. Biking is exercise and that’s hard work. But it’s also good for you. Rain and temperature could make for some pretty rough riding conditions. But those conditions aren’t impossible to tackle.

It’s not convenient, but it does align with this family’s values. They didn’t want to spend the extra money on a car, gas, and insurance. They didn’t want to add more pollution to the air or another set of rusted out parts in the landfill. So they got creative and found a better solution to the problem for their family.

Optimize for Your Values

I love that story - not because that situation and solution precisely matches us, but because it precisely matches them. This reader’s family thought hard about what was important to them and optimized on their values.

Over the last several years, we’ve worked to do the same in our own lives. Here’s a small example:

In our old house, we had four bedrooms. With three kids, that gave us precisely enough space to allow each child to have their own bedroom as they got older.

But as we build the little white shack, we are building with a floorplan that has just two bedrooms and two bathrooms. All three of our girls will share a single bedroom and a single bathroom.

Keep in mind, we’re going to have three teenage girls in our household in the not-so-distant future, so this definitely doesn’t sound convenient from most perspectives.

But convenient isn’t what we want here. We don’t want a situation where our daughters all shut themselves off in separate parts of the house. We don’t want our house to just be a place we all happen to live; we want to be present and supportive in one another’s days every day.

And we don’t want to let convenience drive our finances. More bedrooms and bathrooms mean a bigger mortgage, higher property taxes, and higher operating cost. That expense comes at the cost of other things we’d rather spend our money on - like charity and family travel.

Will sharing a room cause some extra sibling fighting? Maybe. Will there be times that they scream and tell us we’re ruining their lives for not giving them their own room? Probably. But will they be forced to confront issues, work through conflict, and connect as a family? Definitely.

This piece of our floorplan may sound massively inconvenient to some. But for us, it’s a reflection of the values we think are right for our family. And that’s the perfect thing to optimize for.

What are you optimizing for? How does your life reflect your values (or not)? What optimizations are you second-guessing?

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  • The Missing Year
    What have we been up to over the past year? Our last post was in June 2019 and we dropped off the blogging world as we packed up our belongings, moved out of our apartment, and started a new season of our life. We had planned to move straight from our apartment to our new home - The Little White Shack, but our house wasn’t ready. So we moved our stuff into the basement of the house, flew out to Alaska (our 49th state), lived with family and friends, Chris ended up in the ER, and we final
     

The Missing Year

12 August 2020 at 00:58

What have we been up to over the past year? Our last post was in June 2019 and we dropped off the blogging world as we packed up our belongings, moved out of our apartment, and started a new season of our life.

We had planned to move straight from our apartment to our new home - The Little White Shack, but our house wasn’t ready. So we moved our stuff into the basement of the house, flew out to Alaska (our 49th state), lived with family and friends, Chris ended up in the ER, and we finally moved into our home on Memorial Day 2019.

Alaska was amazing. We hiked, walked on a glacier, and visited dogs who run the Iditarod. The highlight of the trip was hanging out with one of the kindest families ever - Northern Expenditure. We shared our life over dinner and our kids played. I couldn’t be more excited to have a friend in Alaska. I want friends in all 50 states. So if you want to be friends with someone in Wisconsin, email me!!

Have you ever lived with loved ones? I was worried about overextending our welcome or my introverted self going crazy, but our time with my family was great. My mom and I would chat over wine, the girls would play with their cousins, and we helped my parents get a much needed vacation since we were with their elderly dog.

Our builder had to rush Chris to the ER. While carrying our refrigerator into our home with our builder, Chris lost his grip. The refrigerator caught his lip and blood gushed from his face. I got a text from Chris: split lip, on way to ER. I was binge watching Netflix and hiding ice cream bar wrappers from my kids so I mindlessly responded: OK. Then the episode ended and I realized he said ER. Oops! I scooped clothes and toothbrushes off the counter into a bag, grabbed the girls, drove an hour to the ER, and found Chris sitting outside the hospital with 10 stitches in his lip.

We almost sold our home before we moved in! Two weeks before moving into our home, we moved in with our best friends. We all figured this would either destroy our friendship or bring us closer. After week one, I realized the joy of living in a commune. We were all in this life together. Our kids played, we sat around the dinner table together, Chris and I helped with cooking and laundry, and we shared how our days went every evening. Thinking about leaving made me sad. It sounded lonely! The day after we moved out, Gretchen and I went grocery shopping together! (Ok, confession, we didn’t almost sell our home, but it did cross my mind, lol)

The Little White Shack became a reality. I dreamed and drafted every detail of this home! The south side is mostly windows so we have great natural light. In the winter we cuddle on the couch with the coziness of the fireplace. In the Summer we enjoy bug-free days and nights on our screened-in-deck. We are coming up on a year in this home and we wouldn’t change a thing. Well, I could go a bit smaller, but there’s always my next dream home: The Mini White Shack.

We’ve missed the personal finance community and we are excited to be back. We plan on sharing our ongoing thrifty journey with you on a monthly basis. Now that I’ve caught you up, catch us up on your life in the comments! We can’t wait to hear what you’ve been up to!

Blessings,

Jaime + Chris

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  • How We Are Handling Virtual Learning During Covid
    Before Covid When our girls were toddlers I loved the idea of homeschool, but I was also terrified by it. We weren’t confident in how to homeschool and decided to give public school a try. Overall, I’ve been content with our decision, but I do think the school day is too long and wished there was more flexibility. I still dream about the homeschool option, wondering if it could help us life our best life. Covid Hits The schools closed. Our girls were sent home with their iPads an
     

How We Are Handling Virtual Learning During Covid

25 September 2020 at 00:58

Before Covid

When our girls were toddlers I loved the idea of homeschool, but I was also terrified by it. We weren’t confident in how to homeschool and decided to give public school a try. Overall, I’ve been content with our decision, but I do think the school day is too long and wished there was more flexibility. I still dream about the homeschool option, wondering if it could help us life our best life.

Covid Hits

The schools closed. Our girls were sent home with their iPads and Chromebooks. It wasn’t perfect, but everyone was doing the best they could. Then our school district decided to stay 100% virtual this year. I decided to embrace it. I saw this as an experiment. If we could make online school a success, then maybe we could take a year (after covid) and travel around the world!

I was confident that our girls could learn online. I also knew that it would be lonely. I reached out to two family friends to see if our kids could do school together a few days a week. Even better, Wednesdays were going to be extra short days, providing flexibility for adventures! I was thrilled!

4th Grade Virtual School

Virtual school has worked out awesome for N. She spends everyday with her best friend. Some days at our house; others at hers. The girls are super independent and responsible. I love it so much! Last Wednesday we walked into town to get ice cream, letting the girls walk ahead while Chris and I chatted.

I see N in a new light - more grown up and responsible. I can honestly say I love her online experience more than when she was going to the building.

3rd Grade Virtual School

A and B’s school year has been very different. Their best friend was invited to join a pod of girls and they extended the invite to us. Each day the girls would do school together, rotating homes. I had mixed feelings about this set up, but the girls were excited.

Academically, A and B are doing awesome. The girls enjoy the friend time, but some days one or both don’t want to join. On my end, I enjoy having a few quiet days at home, but navigating differing parent expectations has spiked my anxiety. I also feel like the pod structure prevents us from taking full advantage of this unique time.

With a new month upon us, I’m not sure what to do.

Chris and I need to talk. We need to talk with A and B

I have a feeling we will be mixing it up.


Are your kids doing virtual learning? How is it going?

I would love to hear about your experiences - whether this is new to you too or you’ve been doing it for many years.

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